WHEN $ WAS AVAILABLE FROM BANK OF AMERICA

When was the last time you saw an ad like this one? This goes back to 1966 when a bank manager could make a loan. Today it's a bureaucratic nightmare, and the chances of getting one is not good. A mortgage broker told me that he has seen customers with 800 plus credit scores getting flat turned down. But start the cash press when the crooks at the investment banks in New York need a few more billion.